Bank Statement PDF to Reconciled Excel & CSV
Extract clean transactions from digital-native bank and credit card PDFs locally in your browser. Automatically quarantines Daily Ending Balance noise and verifies Diff: $0.00.
Drop digital-native Bank or Credit Card PDF statements here
Parsed 100% inside your browser RAM · Supports Chase, Wells Fargo, BoA, Citi, Amex & US regional banks
Opening statement balance
4 active credits
10 debits (2 checks de-interleaved)
Computed: $18,915.40
| # | Date | Section | Check # | Description (Multi-Line Stitched) | Amount | Running Bal | Quick Fix |
|---|---|---|---|---|---|---|---|
| 1 | 2025-12-18 | Deposits & Additions | — | STRIPE TRANSFER PAYOUT ID 884120 · ACH CCD BATCH #99104 NORTH AMERICA2 lines stitched | +$4,250.00 | $18,500.00 | |
| 2 | 2025-12-29 | Deposits & Additions | — | ACME CORP ACH INVOICE #2025-119 | +$3,180.00 | $21,680.00 | |
| 3 | 2026-01-06 | Deposits & Additions | — | SHOPIFY PAYOUT SETTLEMENT 4419 | +$2,640.50 | $24,320.50 | |
| 4 | 2026-01-12 | Deposits & Additions | — | CLIENT WIRE RETAINER Q1 ADVISORY | +$1,850.00 | $26,170.50 | |
| 5 | 2025-12-19 | Withdrawals & Debits | — | GUSTO PAYROLL TAX & NET DEBIT · COMPANY ID 9448120311 SEMI-MONTHLY2 lines stitched | -$3,420.00 | $22,750.50 | |
| 6 | 2025-12-23 | Withdrawals & Debits | — | AMAZON WEB SERVICES CLOUD HOSTING | -$412.80 | $22,337.70 | |
| 7 | 2025-12-30 | Withdrawals & Debits | — | ADOBE CREATIVE CLOUD TEAM LICENSE | -$89.99 | $22,247.71 | |
| 8 | 2026-01-03 | Withdrawals & Debits | — | MIDTOWN COMMERCIAL PROPERTY RENT | -$1,650.00 | $20,597.71 | |
| 9 | 2026-01-07 | Withdrawals & Debits | — | GOOGLE WORKSPACE BUSINESS PLUS | -$144.00 | $20,453.71 | |
| 10 | 2026-01-09 | Withdrawals & Debits | — | VERIZON FIBER OFFICE INTERNET | -$118.31 | $20,335.40 | |
| 11 | 2026-01-11 | Withdrawals & Debits | — | UNITED HEALTHCARE GROUP PREMIUMPro Full Export | -$620.00 | $19,715.40 | |
| 12 | 2026-01-13 | Withdrawals & Debits | — | STAPLES BUSINESS ADVANTAGE SUPPLIESPro Full Export | -$145.00 | $19,570.40 | |
| 13 | 2025-12-22 | Checks Paid | #1041 | Check #1041 PaidPro Full Export | -$380.00 | $19,190.40 | |
| 14 | 2026-01-08 | Checks Paid | #1042 | Check #1042 PaidPro Full Export | -$275.00 | $18,915.40 |
How StatementTab reconciles bank PDFs to $0.00 in 3 steps
Drop your digital-native bank PDF in browser RAM
Select any digital PDF statement downloaded from Chase, Wells Fargo, Bank of America, Citi, Amex, or regional banks. Scanned camera images without a selectable text layer are rejected in 0.1 seconds so you never wait on inaccurate cloud OCR.
Verify the live Beginning + Deposits − Withdrawals = Ending equation
StatementTab isolates Deposits (+), Withdrawals (−), and 2-column Checks Paid while quarantining Daily Ending Balance tables into a separate Excluded Noise tab so your spreadsheet balances to the penny.
Download the free 10-row Excel/CSV test file or unlock full workbooks
Export the first 10 reconciled rows as a real .xlsx or .csv file for free with zero signup. Unlock unlimited rows, 3-sheet audit workbooks, and 12-month batch merges with a $9/month Pro Pass.
Why generic PDF-to-Excel tools break bank reconciliation (and how StatementTab fixes it)
| PDF extraction symptom | Underlying bank layout cause | How StatementTab resolves it |
|---|---|---|
| Daily Ending Balance rows double-count your total deposits | Chase, Wells Fargo, and BoA print a Daily Ending Balance table at the bottom of the statement that looks identical to transaction rows (`MM/DD + $Amount`). | Section state machine detects `DAILY ENDING BALANCE` headers and quarantines those rows into the Excluded Noise Audit tab automatically. |
| 2-column Checks Paid grid scrambles check numbers and dates | Banks print paid checks in two side-by-side columns (`Check #1041 12/22 $380.00 | Check #1042 01/08 $275.00`) on the same horizontal Y coordinate. | Coordinate clustering splits left (`X < 300pt`) and right (`X >= 300pt`) check columns into individual chronological rows with Check # preserved. |
| December-to-January statement assigns the wrong year to December rows | Statement rows only print `12/18` and `01/06` without a 4-digit year, causing naive converters to stamp `2026` onto December 2025 transactions. | Reads the Statement Period header (`12/15/2025 through 01/14/2026`) and assigns `2025` to month 12 and `2026` to month 01 automatically. |
| Multi-line ACH and wire descriptions create blank orphan rows | Secondary memo lines (`ACH CCD BATCH #99104` or `INV #88219`) have no date or dollar amount on their Y coordinate. | Stitches wrapped continuation lines (`ΔY <= 22pt`) directly onto the parent transaction description. |
Frequently asked questions
Are my bank statement PDFs uploaded to any cloud server?
No. StatementTab runs 100% inside your local browser memory using client-side JavaScript. Zero PDF files, account numbers, payees, or transaction rows are ever uploaded or transmitted over the network.
Why does StatementTab reject scanned or photographed paper statements?
Optical Character Recognition (OCR) on blurry paper scans routinely misreads a `3` as an `8` or a `.` as a `,`, destroying accounting reconciliation. StatementTab checks for a selectable vector text layer in 0.1 seconds and only processes digital-native PDFs downloaded from online banking so every export reconciles to $0.00.
What is included in the free 10-row Excel and CSV download?
You can preview 100% of extracted rows and verify the full Beginning-to-Ending Balance equation for free. You can also download the first 10 active rows as a real .xlsx or .csv file to test in Excel, Google Sheets, QuickBooks, or Xero before subscribing. Statements with 10 or fewer rows export completely free.
How does the $9/month Pro Pass work?
The Pro Monthly Pass costs $9/month (cancel anytime with 1 click) and sends an instant License Key to your email. Paste the key on up to 3 browsers/devices to unlock unlimited statement rows, 3-sheet Excel audit workbooks, and multi-month batch merging.